Data Sources

Where our public data comes from and how we keep it updated.

Last updated: 2026-01-08

How we calculate

City baselines combine rent, groceries, and transport averages. When a city has no direct coverage, we fall back to provincial data and adjust with CPI. We refresh sources monthly and keep conservative estimates when data is missing.

Primary public sources

Statistics Canada (StatCan)

CPI indexes, fuel prices, and retail product prices.

Bank of Canada (Valet API)

National mortgage rate benchmarks.

CMHC

Rental market data and housing benchmarks.

Canada Revenue Agency (CRA)

Federal and provincial tax references.

Service Canada

CPP and EI references.

Fallbacks and estimates

When a city or category has no official coverage, we use provincial baselines and conservative estimates. These are flagged internally and refreshed monthly.

Update cadence

We refresh data monthly or when a source publishes a new release. If you notice a mismatch, compare with the official source above.